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How can ISAs help college students?

An alternative to using student loans to finance higher ed

An income-share agreement (ISA) is an alternative to using student loans to finance higher education. Rather than a loan, a student agrees to pay a percentage of their future income for a set number of years back to the investor, which could be a university that funds its own ISA or a pool of investors that has launched an ISA.

For example, a student could sign an agreement for $10,000 and agree to pay 3 percent of their income back to the original investor over a 10-year period, which would fulfill the agreement. There is no set amount to pay back, like a loan, nor does interest accrue; repayment is over an agreed upon time period.

UBTech 2017 Early Bird Registration

Amplify success at your university by learning new strategies for implementing technology on campus.

Attend UBTech, June 12-14, and bring your campus leadership team to maximize your conference value. 

The UBTech program focuses on the following topic areas:

  • Active Classroom
  • AV Integration
  • Campus IT
  • Institutional Success
  • Instructional Technology
  • Cybersecurity 

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