Both employers and employees struggle with health insurance costs. While most people think of doctors' visits when they think of health insurance, mental health and substance abuse treatment fall under the same umbrella. A recent study by a group of Harvard researchers from the Cambridge Health Alliance, found treatment coverage for medical school students is on the low end of the scale. Of the 115 med schools analyzed, fewer than 22 percent provide students with complete coverage, without co-pays or coinsurance, for mental health and substance abuse treatment.


