For students, what is the biggest advantage of e-refunds?
It’s not easy to get to a bank, especially for students without cars. A shuttle stops at the local strip mall but there’s only one bank, so if that’s not your bank you can’t cash your check. That problem is gone with refunds going right into our OneAccounts.
How do you use the OneAccount?
My pay from work-study goes right into my account, and I get access to that money a day earlier than if I got a check. I pay my bills on it and I use my OneCard as a regular debit card when I go out. The card gives me more pride for my school because it actually has our logo on it.
What else do you like about your OneAccount?
It’s an easier way to manage your money. Most people get a check, they cash it, and they spend it. I’m monitoring my spending better with the OneCard because I can look at my statement online. I tend to spend cash very quickly.
Is it handy to have a OneAccount ATM on campus?
Definitely. I like that I don’t get a charge now. Before Higher One, I calculated in one semester I paid $40 in fees for all my ATM transactions. That’s a decent amount of money for a college student.

